Beauty Salon and Barber Shop Program
Our beauty salon and barber shop program can be tailored to meet your needs.
Business insurance safeguards against many hazards that could affect your investment. You want a company that can customize your coverage – minimizing the gaps and avoiding costly duplications. Arizona Insurance Agency offers you personal, professional service to fast, expert claims handling, to safety education and loss control services. We work tirelessly to make sure you are getting valuable coverage at an affordable price.
We offer flexible pricing plans designed to reflect the unique characteristics of your business, taking into consideration:
- limits, coverage and deductible requirements
- past loss experience and loss prevention efforts
- hazard control and safety protection features
Personal service that works for you
While many insurance companies these days deal with their customers only by mail or by phone, with Arizona Insurance Agency you have a personal, professional agent helping you every step of the way. We are trained professionals who specialize in providing insurance that addresses the unique insurance needs of your industry. In addition, we will periodically conduct a Farmers Friendly Review® to help you revisit your coverage needs and update your policy, if necessary.
Claims handling
Claims representatives are key players on our team. They are specialists in beauty salons and barber shops whose goal is to provide you with prompt, responsive claims handling.
Our extensive network of claims offices ensures that our claims representatives have the ability to rapidly manage losses and their effect on your business. Our claims staff is dedicated to restoring your world to order.
Your partner in safety
Farmers offers loss control and safety programs which assist in meeting legal requirements and improving employee awareness.
Key coverages
Property
Customized property coverages are designed to meet your individual needs, including your buildings, business property, business continuation, replacement cost, inflation guard and equipment breakdown coverage.
General liability
Even businesses that operate at the highest standards may have unique liability exposures. Our liability coverage is your best defense – offering coverage for premises, products, personal and advertising injury, contractual, and many other liability exposures.
Crime coverages
As a business owner, you have to concern yourself with theft losses you may sustain from both inside and outside of your establishment. We offer options that provide coverage ranging from employee dishonesty to depositor’s forgery, plus broad form money and securities coverage.
Optional coverages and limits
We understand that your salon or shop may have specific insurance requirements. That is why we offers you the choice of additional coverages and higher limits in some areas. You have the option to increase limits on several coverages, such as outdoor signs and accounts receivable. Plus you can add coverages, such as employee benefits liability.
More opportunities
Workers’ Compensation
Farmers is working to address the increasing cost of Workers’ Compensation through our highly trained claims personnel, FarmersCare fraud prevention programs, and other custom services designed to cover you and your employees.
Business Auto coverage
We offer all the standard coverages plus many options for the vehicles you own, lease or rent and use in your business.
Umbrella Liability coverage
You often hear and read about large jury awards resulting from liability lawsuits. Our Umbrella policy provides added coverage for those liability judgments that could be devastating to your business.
Additional coverages
We also offer a wide selection of insurance policies and pension plans for both your business and personal needs.
- Employment Practices Liability Insurance
- Pollution Liability Insurance
- Surety Bonds
- Personal Auto, Home and Life Insurance
- Business Life programs:
– Simplified Employee Pension Plan
– Qualified Pension Plan
– Partnership
– Sole Proprietor
– Stockholder/Key Person