Our restaurant program can be tailored to meet your needs. We offer flexible pricing plans designed to reflect the unique characteristics of your business, taking into consideration:
Claims handling
Claims representatives are key players on our team. They are specialists in the restaurant industry whose goal is to provide you with prompt, responsive claims handling. Farmers’ extensive network of claims offices ensures that our claims representatives have the ability to rapidly manage losses and their effect on your business. Our claims staff is dedicated to restoring your world to order.
Your partner in safety
Farmers offers loss control and safety programs which assist in meeting legal requirements and improving employee awareness.
Property
Customized property coverages are designed to meet your individual needs, including your buildings, business property, business continuation, replacement cost, inflation guard and equipment breakdown coverage.
General liability
Even restaurants that operate at the highest standards may have unique liability exposures. Our liability coverage is your best defense — offering coverage for premises, products, contractual, personal and advertising injury, and many other liability exposures.
Crime coverages
As a restaurant owner, you have to concern yourself with theft losses you may sustain from both inside and outside of your establishment. Farmers offers options that provide coverage ranging from employee dishonesty to depositor’s forgery, plus broad form money and securities coverage.
Optional coverages and limits
Farmers understands that your restaurant may have specific insurance requirements. That is why Farmers offers you the choice of additional coverages and higher limits in some areas. You have the option to increase limits on several coverages, such as outdoor signs and accounts receivable. Plus you can add coverages, such as employee benefits liability.
Workers’ Compensation
Farmers is working to address the increasing cost of Workers’ Compensation through our highly trained claims personnel, Farmers Care® and fraud prevention programs and other custom services designed to cover you and your employees.
Business Auto coverage
We also offer all the standard coverages plus many options for the vehicles you own, lease or rent and use in your business.
Umbrella Liability coverage
You often hear and read about large jury awards resulting from liability lawsuits. Our Umbrella policy provides added coverage for those liability judgments that could be devastating to your business.
Your Farmers agent has a wide selection of insurance policies and pension plans for both your business and personal needs, including:
If your restaurant needs reliable business insurance, get a free quote for Arizona Business Insurance today to find out what we can do for you.